Orange County Short Sales Expert:

Top 5 Reasons Orange County Short Sales are now easier than ever.

1. Banks are now pre-approving Orange County short sales. Yes its true! You will actually get your Price approved before your home gets listed. Then all you need to do is get the home under contract and close escrow quickly.
2. Banks are paying some distressed sellers to sell their home as SHORT SALES rather than Foreclose. Some banks will compensate sellers as much as $30,000 to cooperate with short sales.
3. Banks will pay for seller closing costs. Sellers can virtually complete their Orange County short sales with no out of pocket costs. This is a huge relief to cash poor sellers that are behind on their mortgages.
4. Debt Forgiveness. With the extension of the Mortgage Forgiveness Debt Relief Act, sellers will, will, for one more year, exempt the taxation of mortgage debt that is forgiven when homeowners and their mortgage lenders negotiate a short sale or loan modification (including any principal reduction). Sellers in CA can take comfort that C.A.R. is sponsoring SB30 which will conform state law to federal law regarding Mortgage Forgiveness.
5. You can buy a home again in as little as 2 years. This is a big consideration as opposed to a 7 year wait when you allow your home to go into Foreclosure. Foreclosures remain on your public record for 7 years. Short Sales are not reported on a persons credit history. FHA – If current at the close of short sale, a homeowner may apply for an FHA loan immediately. If homeowner is late before close of short sale closing, will be eligible for FHA loan after 3 years.

We specialize in offering Orange County Short Sales Solutions to your problems:

• Direct distressed sellers to finance, tax, and legal professionals
• Qualify sellers for short sales
• Develop a short-sale package
• Negotiate with lenders
• Tap into buyer demand
• Safeguard your commission
• Limit risk
• Protect buyers

Call Jesse Madison at 949-306-8416 or email at JMadison.realtor@gmail.com

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