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  • 1% Commission

    Another Laguna Niguel Five Star Review – Highly Likely to Recommend

    So happy to have received another Laguna Niguel Five Star Review! Colleen was ready to sell her property and needed to sell for a great price to move on with her future plans. We discussed her needs in detail and studied the comps and other home values before we listed her home for sale. After […]

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  • New FHA Condo Rules

    FHA Condo Rules Modified | More condos to be approved for FHA loans

    Over the holidays FHA Condo rules were modified! Changes were made to condo policies making it easier for condos to be approved for FHA loans. The main FHA condo rules modified are: •Redefining “owner occupied,” streamlining the recertification process for Condo developments. Properties that aren’t strictly investor properties, such as second homes, will now be […]

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  • Email Scams targeting wire transfers in Real Estate Transactions!

    Beware of Email Scams targeting wire transfers in Real Estate Transactions Recent reports show that there is an uptick of email scams targeting wire transfers of real estate buyers. Sophisticated criminals are trying to steal money from unsuspecting buyers. Here is how it works: Criminals hack into email accounts of someone involved in your real […]

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  • Water Leak in your home? 7 Steps to Protect Your Home and Family

    Water leak in your Roof? Here are 7 steps to protect your home and family. During the rainy season its important to protect your home from a water leak. As a real estate broker I have seen and experienced many leaks due to damaged roofing that only appears during a constant water source when raining. […]

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  • CAR Market Forecast 2016

    CAR Market Forecast | CAR is predicting a 3.2% market increase in 2016

    CAR Market Forecast CAR is predicting a 3.2% market increase in 2016 citing a strong foundation and credit easing as leading factors. Read the whole story here. CAR Market forecast October 8, 2015 C.A.R. releases its 2016 California Housing Market Forecast California home sales to increase slightly, while prices post slowest gain in five years […]

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  • FHA to reduce Mortgage Insurance Premiums!

    FHA has just announced that it will dramatically cut the cost of  mortgage insurance premiums.  Current mortgage insurance premiums are 1.25% of the loan’s value. This amount will be reduced to .85%. This will  result in a savings of about $900 a year for most typical buyers.  It is about a 37% reduction in your […]

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  • Fannie Mae announces 97% LTV Options!

    Fannie Mae announces 97% LTV Options For First-Time Home Buyers and Limited Cash-Out Refinance of Fannie Mae Loans   Only 1 buyer needs to be a first time homebuyer. Release of the program is December 13, 2014.   According to consumer research conducted by Fannie Mae, the primary barrier to homeownership for first-time home buyers is […]

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  • 3% Down Mortgages from Freddie Mac Announced!

    3% Down Mortgages from Freddie Mac have been announced! From Freddie Mac Blog December 8, 2014 Today Freddie Mac launched Home Possible AdvantageSM, a new affordable mortgage with a down payment option as low as 3%. Here are the answers to your top questions: Who is this mortgage for? The Home Possible Advantage mortgage is […]

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  • Home Thermostats Recall due to Fire Hazard!

    Home Thermostats Recall due to Fire Hazard! Please check your thermostat to be sure yours is ok after this Home Thermostats Recall from White-Rodgers. From Consumer Product Safety Commission Consumers should check thermostats for battery icon on the left side of the blue lighted screen, if the battery icon is not shown, contact White-Rodgers to […]

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  • Mortgage Rates Fall Again

    Freddie Mac: Mortgage Rates Fall to 4.27 Percent From DSNEWS.com Author: Tory Barringer April 17, 2014 Average fixed mortgage rates declined for the second straight week, bringing them to a six-week low—and easing affordability conditions slightly as the homebuying season gets under way. Per Freddie Mac’s Primary Mortgage Market Survey, the 30-year fixed rate mortgage (FRM) this week averaged […]

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